Retail and Rewards Cards and Added Benefits

The Canadian Imperial Bank of Commerce features investment, borrowing, and banking products, including mortgage offers, student lines of credit, consumer loans, and credit cards. There is a selection of premium and popular cards, including rewards, business, and student cards. Customers can choose from different credit cards that allow purchases in Canadian dollars or U.S. currency. The bank offers platinum and standard cards with affordable rates on cash advances and purchases. Some cards by CIBC feature aeroplan and rewards points while others go with Petro points for generous fuel savings. Online tools are available for credit management and travel notifications. In addition to rewards cards, CIBC features secured cards that require no deposit if taken with another product offered by the bank. Clients with poor credit benefit from no-fee banking and secured cashback cards while customers with excellent credit are offered premium discounts and special offers.  There are travel cards that feature custom spending limits, easy and quick reward redemption, and flexible travel options.

CIBC Mastercard offers exceptional benefits such as lifestyle rewards and travel, entertainment, and dining gift cards. Flights to Europe require between 50,000 and 70,000 airmiles. Emergency cash advances and personalized checks are also available.


CIBC partners with merchants and hotel chains that offer weekend gateways, tickets for exclusive performances, and travel. Customers who wish to minimize their carbon footprint can choose from a selection of green products such as bags, bamboo sets, organic towel sets, cutting boards, cookware sets, outdoor composters, and a lot more. Clients use their points toward phones, gadgets, home theatre systems, and more. Clients can choose by brand as well, and participating merchants and manufacturers include Apple, Esso, American Express, and others. Holders can donate their miles to charitable foundations such as Earth Day Canada, the Air Canada Foundation, and others. Points go toward charities such as Schools without Borders, Free the Children, and War Child Canada.

Products for Business Owners

Business customers can choose from Visa cards with competitive rates and spending limits of up to $50,000. The Aerogold Visa Card for Business, for instance, features travel privileges by Visa and Air Canada, aeroplan miles, priority boarding, guaranteed reservations, and gift cards. The Canadian Imperial Bank of Commerce also offers government supported programs, mortgages, franchise financing, and retail lending services.