Credit unions, online companies, airlines, and big banks such as Scotiabank and the Bank of Montreal offer airmiles cards to customers. Travel cards are available to existing and new individual customers and businesses. Customers enjoy premium benefits such as low introductory APR, merchandise and travel rewards, no annual fee, bonus points toward charitable donations, and large spending limits. Specialty cards feature shopping assistance, access to special events, and hospitality services.
Holders are offered referral bonuses, free supplementary cards, reserved ticket access, assured reservations, and comprehensive coverage. Cards with no foreign transaction fees are ideal for frequent travelers and international travels. Customers can choose from attractive and last minute offers, including beach hotels and honeymoon suites. Many banks partner with online retailers, cruise lines, and airlines and feature flexible redemption schedules and air miles rewards that can be exchanged for flights to major destinations in Europe, Canada, and South America. Customers earn additional points in the form of WestJet dollars. Points can be redeemed toward first class tickets as well. 
Premium travel cards also feature concierge service, including sight-seeing reservations, special searches for major brand and hard-to-find merchandise, and temporary office help. Air miles cards feature no preset spending limits and perks such as signature events and premium transportation. Customers are offered AMEX, Visa, and other cards with travel and hotel credits. There are air miles cards with discounts on spa and accommodation, golfing supplies, clothing, and other items. Financial institutions offer business air miles cards with high limits and premium upper class upgrades. Additional cards are offered to close family members such as domestic partners, siblings, parents, children, and spouses. Travel cards offer attractive rewards, but some financial institutions charge high returned check and annual fees. Ask about the fees and interest if you only pay the minimum. Clients with average credit are offered travel cards but higher interest rates apply.
Airmiles cards are reserved for high income earners and creditworthy applicants. Financial establishments require that applicants provide their social insurance number to run a credit check. Customers who filed for bankruptcy see their applications declined.