Cards That Offer Bonus Points and Rewards

Issuers offer different types of cards with low interest rates, balance transfer options, no annual fees, and other features. Customers can choose from different rewards and cashback credit cards, depending on their income, credit rating, and other factors. Banks and other issuers feature rewards cards with bonus categories. Specialty cards come with frequent traveler programs, […]

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Funding Options for Start-up Companies

Microlenders or peer-to-peer lending platforms offer loans to individual borrowers and small businesses. Online platforms offer business loans through a network of microfinance partners. The interest rates are based on the economic environment, loan term and amount, and other factors. Lending platforms offer loans with different interest rates, fees, and closing costs. You can calculate […]

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LOC for Cash and Other Bonuses

Financial institutions extend lines of credit to governments, organizations, businesses, and individual borrowers. The main types are personal, business, and home equity lines of credit, available from mortgage lenders, online banks, and other entities. Holders get affordable interest rates and flexibility. LOCs offer many benefits, but banks have certain income and score requirements to make […]

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Consolidation as an Option for Student Loans

A balance transfer credit card is one option for debtors with high interest cards. Financial institutions offer various low interest, no annual fee, and other credit cards with introductory periods. Applying for a balance transfer credit card is one way to reduce the total payment amount. This is one way to deal with excessive debt […]

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Loans for Big-ticket Items and Urgent Expenses

Consumers can choose from different types of loans, including secured and unsecured. Brick-and-mortar banks, peer to peer lenders, and other providers offer unsecured loans for people with bad credit.  Standard loans are offered to customers with solid payment history or business revenues. Unsecured Loans and Types Customers apply for loans to purchase big-ticket items, pay […]

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A Way to Benefit from Store Credit Cards

Customers take different factors into consideration when choosing between different credit cards. Borrowers with excellent credit have more options, including rewards and specialty cards. Balance transfer cards are designed for borrowers who wish to transfer high interest rate balances. Financial institutions offer competitive interest rates to attract new customers. This option is beneficial for borrowers […]

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Did You Save Up for College

Government loans offer many benefits such as lower interest rates and flexible repayment schedules. Banks are less accommodating, and many students look for other ways to reduce the costs . With government loans, the interest rate is fixed, and the amount covers your college tuition expenses. There are advantages to loans with a fixed interest […]

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Short-term and Long-term Car Loans

Types of Financing and Features Customers choose from different types of loans, depending on the down payment, fees and penalties, and other factors. Banks usually offer competitive interest rates but have stringent criteria. Your chances to get approved for a bank loan increase if you offer collateral. A chattel mortgage is another arrangement that requires […]

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If Consolidation Is Not a Feasible Option

Consolidation is the act of applying for one loan to combine multiple debts. Borrowers usually consolidate unsecured debts such as loans and credit cards. Poor financial literacy, banking on a windfall, and medical bills are some reasons for excessive debt. Standard debt consolidation loans for non homeowners are offered by lending platforms, credit unions, and […]

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Getting a New Car – You Will Need a Loan

People apply for loans for different purposes – home improvements and extensions, urgent repairs, emergencies, vehicle purchases, and others. There are different providers, including payday lenders and brick-and-mortar businesses. Finance companies offer unsecured loans with shorter terms and higher interest rates. They usually require information and documents such as your routing and bank account number, […]

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