The main benefit to holding a student card is better purchasing power. Some issuers offer cards with different fees, however, including transaction and processing fees. In addition, while some issuers report payments to the bureaus, most financial institutions report credit card payments only. Financial institutions feature student cards with a low purchase rate and discounts. […]
Continue reading →Ways to Secure a High Credit Limit
August 13, 2014 By Jonathan
Credit unions and banks are in tight competition and offer cards with competitive rates and terms. Financial institutions focus on factors such as length of credit history, income, amounts owed, and others. They also look at factors such as old and new accounts, delinquent accounts, and other details. Borrowers with maxed out credit cards, excessive […]
Continue reading →Choosing the Right Type of Airmiles Card
August 5, 2014 By Jonathan
Airmiles and rewards credit cards feature plenty of added benefits to attract more customers. Financial institutions, airlines, and retailers offer added benefits to encourage spending and increase their sales volume. Perks and Discounts Partner rewards offered by shopping centers, resorts, and other establishment are provided by many issuers. Some issuers also offer added extras such […]
Continue reading →Monitor Your Spending in Order to Rebuild Your Credit History
May 3, 2014 By Jonathan
Banks, credit unions, online banks, and other financial institutions offer different types of credit cards to business owners and individual customers. There are prepaid, department store, no annual fee, and other products. As a rule, customers with excellent and very good credit have plenty of choice because they are considered low risk by financial institutions. […]
Continue reading →Cards That Offer Bonus Points and Rewards
April 23, 2014 By Jonathan
Issuers offer different types of cards with low interest rates, balance transfer options, no annual fees, and other features. Customers can choose from different rewards and cashback credit cards, depending on their income, credit rating, and other factors. Banks and other issuers feature rewards cards with bonus categories. Specialty cards come with frequent traveler programs, […]
Continue reading →Consolidation as an Option for Student Loans
April 9, 2014 By Jonathan
A balance transfer credit card is one option for debtors with high interest cards. Financial institutions offer various low interest, no annual fee, and other credit cards with introductory periods. Applying for a balance transfer credit card is one way to reduce the total payment amount. This is one way to deal with excessive debt […]
Continue reading →A Way to Benefit from Store Credit Cards
March 29, 2014 By Jonathan
Customers take different factors into consideration when choosing between different credit cards. Borrowers with excellent credit have more options, including rewards and specialty cards. Balance transfer cards are designed for borrowers who wish to transfer high interest rate balances. Financial institutions offer competitive interest rates to attract new customers. This option is beneficial for borrowers […]
Continue reading →If Consolidation Is Not a Feasible Option
March 10, 2014 By Jonathan
Consolidation is the act of applying for one loan to combine multiple debts. Borrowers usually consolidate unsecured debts such as loans and credit cards. Poor financial literacy, banking on a windfall, and medical bills are some reasons for excessive debt. Standard debt consolidation loans for non homeowners are offered by lending platforms, credit unions, and […]
Continue reading →Maintenance and Tuition Fee Student Loans
November 14, 2013 By Jonathan
UK college students have access to different sources of financing that help them meet their education fee, accommodation, books, and other expenses. They can apply for scholarships, grants, maintenance loans and grants, tuition fee loans, loans from private lenders, and others. Maintenance Loans This type of loan is designed to help students cover their living […]
Continue reading →Affordable Payments with Debt Consolidation
October 11, 2011 By Jonathan
If you are looking into debt consolidation to make your payments more affordable, you are probably aware of the many advantages that go with it. In the UK, debt consolidation helps borrowers lower their monthly payments and waive late fees. It is also a way to reduce interest rates on existing loans and have one […]
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